Payment on Finance

Payment on Finance

0% APR Representative

Finance is subject to status, conditions apply. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

Terms & Conditions
• Finance is subject to status and available only to persons aged 18 or over.
• Minimum credit amount is £650.00 on all eligible products.
• Minimum duration of finance agreement is 12 months.
• Excludes all conservatory products, and all clearance lines.
• Excludes selected concessions and partners.
• Full written details are available on request.

Qualifying spend thresholds and duration of finance term


Minimum credit amountLoan term (months)Deposit
£650 12 0%
£1500 18 0%
£2000 24 0%
£3000 36 0%

Representative Example

based on 18 months Interest FREE Credit
Cash price £1,000
Deposit (0%) £0
0% APR Representative
-Interest rate 0% fixed
-Number of payments 18
-Monthly payment £55.55
-Total amount payable £1000

In Store

Minimum order amountLoan term (months)Deposit
£850 12 20%
£1500 18 20%
£2000 24 20%
£3000 36 20%


based on 18 months Interest FREE Credit
Cash price £1,500
Deposit (20%) £300
0% APR Representative
-Interest rate 0% fixed
-Number of payments 18
-Monthly payment £66.66
-Total amount payable £1500

Please note:

Interest Free Credit is available on selected dates only. Interest Free Credit subject to status. You will complete your finance application during the online checkout. This will take approximately 20 minutes and will include a Credit Check. An employer reference check may also be required. No order or contract exists and no goods will be dispatched until these checks are made and receipt of your e-signature credit agreement is confirmed. A failed application for finance may affect your credit status. Duration of Interest Free Credit dependent upon spend level and non-negotiable.
Finance terms and conditions online may differ from those offered in store. Please contact your branch before making a visit to ensure that the items you require are eligible for interest free credit.

Park Furnishers are pleased to offer you the option of paying for your shopping in easy to manage installments, including an option which is completely interest free.

Unless otherwise stated, Conservatories are not sold with interest free credit - check in store for applicable finance packages.

To take advantage of this payment method first you must fulfill the following criteria:

Have all items that you order delivered to your current home address
Spend over the qualifying threshold as detailed above in a single transaction on elligible products
Be over 18 years of age and a UK resident
Be able to pay the interest free loan in regular instalments by Direct Debit

How to Pay on Interest Free Credit:

  1. GO SHOPPING! Choose your goods. You'll see a tick and 0% Finance available on the product page if the item is elligible for Pay on Finance
  2. APPLY: Simply choose the finance option on Step 3 of the Checkout page and complete all the information accurately. If you make a mistake, do not worry, you are able to review all your entries, together with the items you have ordered and amend them before you submit your application. NOTE: Your order has yet not been accepted. Your application for Interest Free Credit has not yet been approved.
  3. GET APPROVED: You will see an in principle decision at the end of the checkout. Your order will either be approved, referred or declined. Sometimes we will need additional information before your order can be approved. If your status shows as referred, further checks will be carried out before your order can be accepted.
  4. You must ensure that you provide a week day, daytime telephone number during your order so that we can contact you to discuss the loan arrangement if necessary. 

Please be aware that your order remains on hold until the cancellation period has expired.

0% APR Representative

Park Furnishers acts as a credit broker and is authorised and regulated by the Financial Conduct Authority.

Official Company Information

Company Name:
Park Furnishers

Registered Office
Park Furnishers
Mwyndy Business Park,
Rhondda Cynon Taff,
CF72 8PN

Registered Company Number in England and Wales : 563751

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